Briefs Authored by Public Good
For more information about a case, click on the case description below.
- California borrowers paying over 100% annual interest rates can bring a claim that the loan terms are unconscionable.
• De La Torre v. CashCall, Inc. (U.S. Court of Appeals, Ninth Circuit; California Supreme Court) - Does the Fair Debt Collection Practices Act, which regulates abusive debt collection practices by debt collectors, cover regular debt buyers?
• Henson v. Santander Consumer USA, Inc. (U.S. Supreme Court) - Does the possible applicability of two laws regulating companies conducting background checks on employees mean that they laws are unconstitutionally vague, so that neither applies?
• Connor v. First Student (California Supreme Court) - Online payday lenders cannot shield their illegal behavior from state law enforcement by simply affiliating nominally with Indian tribes and then claiming sovereign immunity.
• People ex rel. Owen v. Miami Nations Enterprises (California Supreme Court) - Ninth Circuit limits homeowners’ protections against predatory lenders.
• McOmie v. Bank of America Home Loans (U.S. Court of Appeals, Ninth Circuit) - Court of Appeals amends opinion that threatened to eliminate statute of limitations defense for debtors in credit card collection cases.
• Avery v. First Resolution Management Corp. (U.S. Court of Appeals, Ninth Circuit) - California Supreme Court ‘depublishes’ opinion that would have prevented consumers from protecting themselves against credit reporting abuses.
• Liceaga v. Debt Recovery Solutions, LLC (California Supreme Court)
Briefs Joined By Public Good
For more information about a case, click on the case description below.
- Supreme Court holds that private attorneys’ use of state Attorney General’s letterhead in collection letters is not deceptive, but follows amicus brief in declining to reach broader issues that would limit protections for consumers.
• Sheriff v. Gillie (U.S. Supreme Court) - California court of appeal finds that loan servicer does not owe a duty of care to borrowers.
• Conroy v. Wells Fargo Bank, N.A. (California Court of Appeal) - Is California law regulating the background-check industry constitutional?
• Moran v. The Screening Pros (U.S. Court of Appeals, Ninth Circuit) - California Supreme Court Upholds Patient Privacy Protections.
• Brown v. Mortensen (California Supreme Court)